Directory:Tips For Girl Drivers When Looking For Cheap Car Insurance

Women often get cheaper car insurance premiums than men because statistically they are safer drivers on the roads, making them a much less risk to insure than men. Government figures show that over 92% of convictions for driving offences in the UK are for men. Men are also found responsible for 98% of all convictions for dangerous driving.

Here are some tips for female drivers when looking for a motor insurance[1] quote:

  1. Build up your no claims bonus, if you have claim free car insurance for over 4 years your discount could be as much as 65%
  2. Restrict drivers on your policy to one other driver, ideally an older experienced male driver as this could reduce your premium. Avoid adding young drivers to your policy.
  3. Buy a car with a smaller engine, they're cheaper to insure and cheaper to run.
  4. Consider voluntary excess ­ but don't go too high.
  5. Work out your mileage. Women drivers tend to drive less than the average mileage that may be suggested. And if you do less than average you should pay less, because the less you drive, the less likely you are to be involved in an accident.
  6. If you have access to a garage, use it. Let someone else park on the drive or road and get the savings for yourself (or better still, if there's a male driver in your household who needs the off road savings, negotiate the garage space for a night out!)
  7. Fit an approved security device to protect your car against theft.
  8. Shop around. Some brokers charge up to 30% commission, and there are valuable discounts to be found online. So take your time and get lots of quotes.
  9. Take the Pass Plus course. You can get a 30% car insurance discount for finishing this. 
 10. Move to the country. Cars are more likely to get vandalised or stolen in large towns and cities.